Title1. What Life Insurance Product is Right for Me. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company. Protective life insurance offers some of the most competitively priced policies in the country, and with high approval rates — even for people with pre-existing health conditions. Title9. Classic Choice Term life policy, you could get $100,000 for as little as it costs for a lunch. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. As low as $7.30 per month for $100,000. With term life insurance you select a policy term, typically 10 to 40 years, that could cover a specific period in your life. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Product … When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. We’ll help you calculate how much coverage you should consider and find a policy that works for you. Now find out what your peers have to say about doing business with us. Make sure your life insurance matches your family’s needs. Protective and Protective Life refers to Protective Life Insurance Company (PLICO) Brentwood, TN and its affiliates, including Protective Life & Annuity Insurance Company (PLAIC) Birmingham, AL. Find out which policy may be right for you in three questions or less. Options to convert to a permanent policy without a medical exam if your needs change. For more information on life insurance options, give us a call at, The Learning Center can help you on your path to affordable coverage. Protective ® is a registered trademark of Protective Life Insurance Company. Typically the most inexpensive form of life insurance coverage, Allows you to purchase coverage for the specified time frame you need, Renewal premiums can be expensive if you need to extend coverage beyond your initial benefit period, Death benefit and coverage length cannot be adjusted, The flexibility to select the length of the available policy term that you desire, A more affordable option compared to whole life insurance, A level premium and death benefit for the length of the term, The option of renewing coverage when your term ends (typically resulting in a higher premium and possibly a reduced face amount), Coverage for your whole life (as long as premiums are timely made, your policy will not expire), A guaranteed death benefit that won’t decrease (unless cash value has been withdrawn and not repaid at time of death), The potential to build cash value over time, The living benefit of cash value. If you were to lose your job, you might lose that coverage. Take a minute and we'll help you calculate your insurance needs. Protective Life Insurance Company was founded in 1907 and paid its first death claim in 1909. While it’s still headquartered in Alabama, it became a wholly owned subsidiary of The Dai-ichi Life Insurance Company, a … Title8. And pricing for your new policy is subject to change, though you will retain your original risk class. Usually it lasts 5, 10, 15, or 20 years. Title6. Life insurance options from Protective Life include: Term life. whole life insurance will cover you for your entire life and can provide additional features that allow you to build cash value in the plan as you make premium contributions. Income tax free death benefit to your beneficiaries, Terminal illness rider — to allow for accelerated death benefits if your state allows this. Term life insurance from Protective Life offers more for your money — and we can prove it. These are term life, whole life, universal life, variable life and variable-universal life. The Company cannot increase the premium scale. And when you choose Protective, you’re choosing a company with a legacy of serving families like yours for more than 100 years. Rates are effective as of December 21, 2020, vary by carrier and are subject to change without notice. Title0. Premiums increase annually after the initial guaranteed premium period. Click here for Protective Life Institutional Life Insurance Forms. Title10. Premiums were compared between the Protective Classic Choice Term life policy and the competitors’ term products for a 30-year old male with a $100,000 death benefit, select preferred non-tobacco underwriting class and a 10-year initial guaranteed premium period. In 1927, Protective merged with Alabama National Insurance Company, and Alabama National's president, Samuel Clabaugh, became the president of the combined companies, which continued to do business as Protective. Insurance and Annuities are:  Not a Deposit | Not Insured by any Federal Government Agency | Have no Bank or Credit Union Guarantee | Not FDIC/NCUA Insured | May Lose Value, Solutions to protect and plan for life — from birth to retirement. Permanent coverage is also available, which provides lifelong protection but is a more expensive form of life insurance. coronary artery disease), Family History of genetically pre-dispositioned cancers (i.e. Now it’s time to put your money to work for you. Consult policy for benefits, riders, limitations, and exclusions. Here’s a quick look. Product … Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Check with Title4. Protective Life Insurance Company, a carrier with over 100 years of experience, began in 1907 in Birmingham, Alabama. Product availability and features may vary by state. The proprietor can alter the beneficiary unless the policy has an irreversible recipient classification. Product availability and features may vary by state. Product … Protective® is a registered trademark of Protective Life Insurance Company. Cell: +88 01730-797763 Tel: +88-02-9840616-7 (Ext-111) Email: ksmhanif@protectivelife.com.bd Any cash value that may accumulate in your policy can be withdrawn or borrowed against and used for any purpose (important note: any outstanding loans or partial withdrawals that aren’t paid back will reduce your policy’s death benefit), History of heart disease, diabetes or cancer, Family History of onset and/or death from heart disease (i.e. Whether you’re expecting your first baby or you have a houseful already, you want to make sure your life insurance matches your family’s needs. Protective Life is based in … Click here for Protective Life Institutional Annuity Forms. Title11. My blood pressure or cholesterol levels are high, and I have a history of medical conditions. Protective Life Insurance Says. Each company is solely responsible for the financial obligations accruing under the products it issues. With a Protective® Get your fast, free quote now! Policy proceeds can prevent your family from being burdened with covering student loans. This is where we try and help, by giving you an honest review. Up to a two-year contestable and suicide period. My parents, my siblings and I have never had any medical conditions. Protective Life Insurance Products. I am in superior health.My cholesterol and blood pressure are normal. Insurance and annuities are issued by PLICO in all states except New York and in New York by PLAIC. Term life products are basic insurance plans that provide coverage until a definitive date. Life Insurance Claims: Telephone Number 1-800-424-1592. 213 reviews from Protective Life Insurance employees about Protective Life Insurance culture, salaries, benefits, work-life balance, management, job security, and more. With fixed, level premiums, term life insurance is simple to understand and this makes it appealing to many people. Life insurance from Protective can help provide financial security for your loved ones when they may need it most. “Equitable” is the brand name of Equitable Financial Life Insurance Company of America (EFLOA). Five key things you should know about term life insurance. Also Known as: Protective Life, MONY Life Insurance doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. When you visit Protective's websites, we may collect personal information from you via your browser or device, or through the use of cookies, analytics tools, and other technologies. 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